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Buying a house always comes down to one thing, money. Sometimes you need to offer over the asking price and sometimes you can get away with offering under. But how does all of this affect your mortgage?

Are you considering selling your house but feeling overwhelmed by the thought of selling a property with an existing mortgage?

The Bank of England made the decision yesterday to maintain the Base Rate at 5.25% for the second consecutive time.

The best mortgage rates have continued to improve this month, with fixed rate mortgages now available below 5% for the first time since June 2023.

It's been a week (at time of writing) since the Bank of England held the base rate, the first time since December 2021 we haven't seen an increase.